Claims professionals representing direct and experienced appraisal service

Independent Claims Handling Since 2002

Meridian Adjusting & Appraisals provides independent damage appraisal and claims support in western Washington. The company was founded on a straightforward premise: field work should be accurate, well-documented, and useful to the person responsible for closing the file.

About Meridian Adjusting & Appraisals

Founded in 2002, Meridian has remained focused on high-quality independent claims handling. The existing company promise is simple: clients are the firm’s greatest asset, and the work is only as good as the last assignment.

Meridian supports automobile damage appraisals, total loss evaluations, and specialty assignments involving commercial and heavy equipment, RVs, motorcycles, and classic or exotic vehicles. The emphasis is consistent across every service line: accurate reporting, clear documentation, and responsive communication.

Operating principles

What the work is built around

Accuracy first

Damage, condition, prior damage, and unrelated issues are separated and documented so the desk can understand the basis of the report.

Documentation that travels

Photographs and narrative are organized for the claims professional, manager, reviewer, or attorney who was not present at the inspection.

Direct accountability

Coverage, access, and timing are discussed at assignment rather than hidden until a due date.

Independent judgment

The objective is a supportable appraisal, not an advocacy number in either direction.

Phil Stahley

Leadership

Phil Stahley

Founder

Phil Stahley has lived his entire life in Western Washington and founded Meridian Adjusting & Appraisals in 2002. Most of Meridian’s current clients have been with Meridian for over 20 years.

Phil has built a reputation for providing accurate, well-supported vehicle appraisals that clients can trust. Phil’s approach is straightforward: Be thorough, be accurate, and be helpful.

Over the years, Phil has earned the confidence of insurance carriers, risk pools, TPAs, and attorneys by delivering consistent, timely service, and maintaining the highest standards of professionalism.

Phil and his wife Marcy love spending time together boating on Puget Sound, crabbing, fishing, or going for long walks on the beach.